Insurance

  • Insurance coverage is only available for approved CINE productions with a Production Registration on file.
  • Access to insurance is a PRIVILEGE, not a RIGHT. Privileges may be SUSPENDED or REVOKED at any time by the Department, if any of the CINE policies outlined in this document, the COI, or any other CINE safety document, are violated.
  • No riders or outside production insurance is allowed on CINE productions. Only additional outside equipment rental insurance will be allowed for renting non-CINE equipment. The student is responsible for any non-CINE equipment rental insurance and CINE is not responsible for any payment or support. 
  • Productions must apply for Insurance in order to be covered, registered productions are not automatically covered by insurance.
  • Obtaining a Certificate of Insurance (COI) allows students to demonstrate coverage to location owners, permitting agencies and rental houses. Providing vendors and locations with individual certificates of insurance simply reassures film participants that their exposure to losses is limited to a deductible.
  • In general, students are individually responsible for any bodily injury or illness incurred or personal property loss or damage while attending the University.
  • Anyone present on the production must complete a Release of Liability.
  • A Student Production Verification Letter is only required for Rented Non-CINE equipment and for some permit offices. It can be acquired by completing a Request for Certificate of Insurance.
  • Additionally Insured is only needed when another person or another group needs to be insured on the same COI. This is not a spot to add multiple locations. If you need multiple locations insured please submit multiple COIs.
  • Insurance and approval is required for every location that is going to be filmed at. For CNF, a COI and location permission must be obtained for any location known in advance to the filming dates.

Application for Insurance is for graded class assigned CINE Student productions to grant access to CSULB and CINE Equipment and Production insurance. Any production that is not granted a Certificate of Insurance (COI) by the CINE Production Office is not covered by insurance, and therefore not an approved CINE film and not allowed access to CINE resources.

Applicants requesting insurance must be enrolled in the class the project is assigned for.

CINE Production Office does not acquire permits or outside equipment rentals on your behalf. Students must contact permit offices, location owners, rental houses, etc., on their own. If assistance is needed, please contact your professor first, then contact the CINE Production office if further assistance is needed.

Application for Insurance Procedures:

  1. Scripted Procedures:
  2. Creative Non-Fiction Procedures:
  3. Your production must have an approved and up to date Production Registration on file with the CINE Production Office.
  4. You must submit all needed documents and may be asked for additional documentation upon review of your application.
  5. Any permit or location fees will not be covered by the University or department.
  6. The COI may be modified or revoked at any time by your professor, CINE, or Insurance carrier.

  • On-Campus
    • Only CINE owned equipment over the deductible limit is covered by University Insurance.
    • University Insurance does not cover rented equipment, private equipment, third party property damage, or General Liability.
    • CINE Production Insurance does not cover productions on campus.
  • Off-Campus
    • University insurance and CINE Production Insurance provides coverage for productions with a COI.

An Student Production Verification Letter helps students get approval for Insurance. It can be used to get permits and equipment rentals. It is requested through the Request for Certificate of Insurance.

All other student discounts must be obtained through a Student Enrollment Verification Letter.

  • Deductible amount is dependent on the item being covered (see Specific coverages)
  • During class time
    • Department will cover deductible for students and faculty, as long as coverage is not needed due to negligence.
    • Department will cover repair/replacement costs below Deductible.
  • Outside of class time
    • Department will not cover deductible.
    • Department and Insurance will not cover the cost of items below the deductible.
    • Student/production must cover repair/replacement of items under deductible

  • Inland Marine
    • $1000 deductible
    • No Certificate of Insurance (COI) needed.

  • Certificate of Insurance (COI) is required for:
    • Rented Equipment
      • You must provide a quote for rented equipment with your COI request before insurance can be approved.
      • This equipment must be rented from rental houses/brick and mortar vendors.
      • Privately owned equipment, including equipment from Share Grid and other similar companies is not covered.
    • Locations
  • Coverage
    • Inland Marine (equipment, locations, props, sets & costumes)  
      • Miscellaneous rented equipment
        • $100,000
        • $2000 deductible
      • Props, sets & Wardrobes
        • $100,000
        • $1,500 deductible
      • Third party Property Damage
        • $1,000,000
        • $2,500 deductible
    • General Liability
      • $2,000,000
      • For Third Party damage. The Certificate holder will be listed as an additional Insured and Loss Payee. 

The following are excluded from the CINE insurance coverage and are therefore prohibited by CINE

  • Exclusions:
    • Water/Flood
    • Moving Vehicles
    • Boats (whether moored or adrift)
    • Pyrotechnics (includes explosives, fireworks and fire)
    • Aircraft (of any type, including drones)
    • Underwater cinematography
    • Stunts (of any type) including but not limited to:
      • Fight scenes /martial arts
      • Falls
      • Chase Scenes
      • Racing of any type
      • Projectile devices
      • Water Scenes
    • Weapons/Gun/Knives
    • Driving
    • Blanks
    • Animals
    • Scaffolding over 15 feet
    • Hard-core or Soft-core pornography

Consider getting one with a ramp or a lift gate, especially if you are using the Fischer dolly

  • U-Haul
  • Budget

Always get the most insurance on your vehicle from the rental company.  It’s only a little bit of money each day.

  • CINE does not provide vehicle insurance

We Do Not Provide Workers’ Compensation.