Consumers’ Legal Rights and Remedies
Under current state and federal laws, consumers have protection from abusive, unfair, or deceptive debt collection practices. Additionally, the law prescribes specific actions that a debt collector can perform while trying to collect a debt.
Summary of New California Laws: Effective January 1, 2023
Below are summaries of laws that will be effective post-January 1, 2023. For further details, see California Legislation 2022.
Alerts
AB 1314 established an alert system for indigenous people who have gone missing “under unexplained or suspicious circumstances.”
The state and federal government manage three major disability programs that distribute insurance benefit payments. Each program enforces different eligibility requirements and conditions for disabled individuals. Prospective applicants should understand these differences to decide which program best fits their needs and situation.